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Term Life Insurance

The 10 Tenets of Life Insurance
Term Life On-Line Quote

  • Life insurance is a combination of caring, common sense and character.
  • No one has a lease on life. If you don't die before age 65, you will die after 65. No one is promised tomorrow.
  • Insure first that which you can least afford to lose...your earning power.
  • Life insurance is like a parachute. You have to buy it before you need it. When you know you need life insurance, it's too late.
  • You either have an estate tax problem..or an estate size problem.
  • There is no substitute for life insurance...not stocks, not bonds, not mutual funds, not real estate. Nothing.
  • A liability should not outlive the person who created it.
  • Life insurance is paid for whether you buy it or not. Either you pay for it today or your family or business will pay for it tomorrow in terms of doing without.
  • The premium is not the problem. The premium is the solution to the problem. Compared to the problem, the premium is always peanuts.
  • The best time to buy life insurance is now. If you wait, your health might change or you might die. In any event, your age will change which means the cost will increase.

 

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