Byco Insurance Services represents over 25 Insurance companies to provide the most comprehensive and cost-effective medical insurance plans for your business or you. We at BYCO will put over 20 years of experience to work for you by completing a market survey and analyzing the different types of plans available whether they are H.M.O., P.P.O., E.P.O., P.O.S. or even the new Medical Savings Account Plans (or M.S.A.'s).

Medical coverage is also available for non-United States citizens during their stay in the United States and also for U.S. Citizens while they are working, traveling or residing outside the country.

For additional medical insurance information, go to:

(online quotes)

(links)

How Americans are insured (enrollment in millions)

= Private Insurance    = Public Insurance

Indemnity 55 HMO (commercial) 44 HMO (blues) 8 PPO (blues) 19 POS 10.5 est Medicare (fee-for-service) 34 Medicare (managed care) 4 Medicaid (fee-for-service) 19 Medicaid (managed care) 13 Sources: Foster Higgins. Health Insurance Association of America. Blue Cross-Blue Shield Association, Employee Benefits Research Institute, Health Care Financing Administration. Kaiser Family Foundation.